Under South Carolina’s workers’ compensation laws, you may be entitled to compensation for injuries you suffered at work due to your employer’s, a co-worker’s, or even your own negligence. Workers’ compensation is a no-fault system in our state, which means that you could receive benefits regardless of the cause of your accident. Here, we explain the types of workers’ compensation benefits that you may receive.
Types of Workers’ Compensation Benefits in South Carolina
Although workers’ compensation is not based on fault, this does not mean that your employer’s insurance company will voluntarily pay you the benefits that you are entitled to. It is important to understand the types of benefits that you can receive to protect your rights and receive what you are owed.
Types of benefits you may deserve include:
- Medical care. Your employer or its insurance company must pay for all necessary medical care for your injuries, such as surgery, doctor visits, physical therapy, and prescriptions. However, your employer has the right to pick the doctor that treats you, and you would not be entitled to medical benefits if you did not use this doctor.
- Temporary disability benefits. If you must take off work for more than seven days, you could be entitled to temporary disability benefits. This is a weekly payment that reimburses you for two-thirds of your wages up to a maximum amount set each January. The maximum weekly benefit in 2018 is $838.21, and you can find this information on the South Carolina Workers’ Compensation Commission website.
- Permanent total disability benefits. If you suffer a permanent total disability, you may be entitled to additional total disability benefits of two-thirds of your wages. Generally, you would be entitled to this for a maximum of 500 weeks. In addition, you only would be entitled to this if you suffered a narrowly defined list of serious injuries, like loss of both hands, arms, feet, legs, eyes, or a combination of two of these losses.
- Partial total disability benefits. If you suffered a partial permanent impairment, you may also receive additional weekly benefits up to a set maximum number of weeks. The benefits can be a scheduled award, which is a list of certain disability with a set benefit amount, unscheduled award, which is a disability not on the scheduled list, or for disfigurement.
- Travel expenses. You may be entitled to reimbursement for travel expenses to receive needed medical care.
- Vocational rehabilitation. If you are unable to return to your former job due to your injuries, you may be able to receive vocational rehabilitation services to help you identify a new career and help you find a new job.
- Death benefits. If a loved one died in a workplace accident, you may be entitled to death benefits if you were his spouse, children, or another dependent.
- Funeral expenses. A family can receive up to $2,500 to pay for funeral and burial expenses for a worker killed in an accident.
At Hite & Stone, our experienced workers’ compensation attorneys have over 30 years of experience helping our injured clients fight for the workers’ compensation benefits that they deserved. We are a family-oriented law firm that believes in fighting hard for our clients’ rights no matter how serious their injury was. To learn how we can help you, call our office to schedule your free consultation today.